Bank of China Qoo10 World MastercardÂ®

Annual Fee : $203

Interest Rate : 28.88%

Minimal Income :

Citizen $30,000 Not Citizen $60,000

Apply now at Bank Of China Secure Site

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Bank

Bank Of China

Annual Fee

$203

Fee Waiver

Available

Interest Free Period

23 days

Interest Rate

28.88%

Minimum Monthly Payment

3% or S$50, whichever is higher

Over Limit Fee

N/A

Minimum Income This Country

$30,000

Minimum Income Not This Country

$60,000

Late Payment Fees

5% or S$100, whichever is higher

Foreign Currency Transaction Fee

3.00%

Cash Advance Transaction Fee

6% or S$20, whichever is higher

Wairless Payment

N/A

Great for

Cash Back

15% Rebate on Qoo10 transactions, with an overall min. spend of S$600 per month
3% Rebate on Qoo10 transactions, with an overall min. spend of S$300 per month
20% Rebate on Public Transport Spend (SBS/SMRT buses & MRT), with an overall min. spend of S$600 per month
5% Rebate on Public Taxi and Grab, Local Dining, Entertainment and Online Shopping, with an overall min. spend of S$600 per month
5% Rebate on Overseas spend with an overall min. spend of S$600 per month at no rebate cap till 31 Dec 2018
Cash Rebate cap of S$40 on Qoo10 transactions, and S$40 on all other transactions per month except overseas spend
All rebates in form of Qmoney where 1 Qmoney = S$1
During application, please input "MS" under Promo code in your online application form

Dining

5% Rebate on Local Dining with an overall min. spend of S$600 per month
0.3% Rebate on all transactions with an overall min. spend of S$300 per month
Cash rebate cap of S$40 on all other transactions including dining per month
All rebates in form of Qmoney where 1 Qmoney = S$1
During application, please input "MS" under Promo code in your online application form

Entertainment

5% Rebate on Entertainment such as cinemas, pubs, clubs and karaoke with an overall min. spend of S$600 per month
0.3% Rebate on all transactions with an overall min. spend of S$300 per month
Cash rebate cap of S$40 on all other transactions per month
All rebates in form of Qmoney where 1 Qmoney = S$1
During application, please input "MS" under Promo code in your online application form

Online Shopping

15% Rebate on Qoo10 transactions, with an overall min. spend of S$600 per month
3% Rebate on Qoo10 transactions, with an overall min. spend of S$300 per month
5% Rebate on online spend, with an overall min. spend of S$600 per month
Cash rebate cap of S$40 on Qoo10 transactions, and S$40 on all other transactions per month
0.3% Rebate on all transactions (except Qoo10 transactions), with a min. spend of S$300 per month
All rebates in form of Qmoney where 1 Qmoney = S$1
During application, please input "MS" under Promo code in your online application form

Other Credit Cards

UOB One Card

Annual Fee : $193

Interest Rate : 28.88%

Minimal Income : * Citizen $30,000 - Not Citizen $40,000

HSBC Visa Platinum Credit Card

Annual Fee : $193

Interest Rate : 28.88%

Minimal Income : * Citizen $30,000 - Not Citizen $40,000

American Express The Platinum CardÂ®

Annual Fee : $1,712

Interest Rate : 28.88%

Minimal Income : * Citizen $200,000 - Not Citizen $200,000