College students are often always shocked when it comes to money since it would be their first exposure to how money works in the real world without their parent’s direct involvement. While the expenses can be small, it does not mean that they should continue being pampered by their parents. 

Early exposure to good money habits will pave the way for them to be mindful and intentional when it comes to money later on in their lives. One easy way to teach them responsibility is by exposing them to credit cards and letting them take charge of their spending habits. 

In Singapore, there are many student credit cards that cover rewards for the regular students’ expenses. Check out these student credit cards that come with great rewards.  

Maybank eVibes Card

The most common expenses tertiary students spend on are commute, entertainment, food and shopping. 

If you are looking for a credit card that covers all these expenses, then you will love the Maybank eVibes card. Stand a chance to earn a 1% cash rebate on all your expenses without worrying about any minimum spending limits. In fact, these offers are also valid for National Service Full-time (NSF) students aged between 18 to 30 years. 

Besides the cash rebate offered, you get other discounts too. Those who wish to travel can enjoy up to 7% discounts on hotel bookings via Agoda. 

The S$5 service fee to be paid every quarter of the year is waived for the first two years. As for the subsequent years, be sure to use the credit card at least every three months and you would not have to worry about the service fee. 

All in all, this credit card is suitable for students due to its low maintenance and easy reward-earning features. 

DBS Live Fresh Student Card

Nothing feels better than watching the latest series or listening to some music while you take a break from your routine student life. If this sounds like you, then the DBS Live Fresh Student card might just be the best choice for you. 

As usual, there will be no minimum spending limits nor minimum income required to sign up for this credit card. Your bonus, though, is the five-year annual fee waiver when you opt for this credit card. 

The cashback rate is highly dependent on the merchants rather than the categories. So, the ardent customers of Spotify, Netflix, McDonald’s, Starbucks and Golden Village, grab this opportunity to earn a 5% cashback on your transactions at these merchants. 

There is also a 5% cashback rewarded to students who use this credit card in eco-friendly restaurants and cafes. 

An added benefit with this credit card is that you get to skip long queues at the EZ-Link top-up machines. Simply swipe this credit card to commute safely and hassle-free.

Just bear in mind that the cashbacks earned are capped at S$50 per month. Yet, it is not entirely a disadvantage as you will still be saving some money every month. 

CIMB AWSM Card

Get ready to feel awesome with the CIMB AWSM credit card! 

First of all, there are no spending limits to be worried about. The best part about being a CIMB credit card holder is the annual fee waiver which lasts for your entire use. 

You only have to keep using this credit card at any restaurant, for entertainment, and for online shopping, upon which you will be rewarded with a 1% unlimited cash rebate. It is best to be mindful when you swipe the card for your expenses as the limitless cashback can be tempting. 

Additionally, there are other perks to be enjoyed through CIMB Deals & Discounts. Keep checking for the latest promotions as you can use this credit card in Singapore, Indonesia and Malaysia. 

Citi Clear Card

Citibank offers the Citi Clear Card as the best option for students who wish to own a credit card that earns reward points. 

You can earn 1X reward points for every S$1 you spend on dining, online shopping and food deliveries. Each point equals 0.4 air miles. 

With the World Privileges program, you will be offered the latest promotions for selected restaurants. Other than that, you get to enjoy the special deals on online shopping and food delivery services.  

There are no minimum spending limits and you do not have to worry about the rewards cap to fully utilise its benefits. 

The first year annual fee is waived. But you still have to pay the subsequent annual fees of S$29.96. 

Additionally, you will have access to Citi Gourmet Pleasures that allows you to indulge in dining privileges which you can either order online or dine-in. You also get to save up to 14% per year on your petrol expenses at Esso and Shell.

Hence, if you are a foodie with a passion to earn miles, then this credit card is suitable for you in the long term. 

Standard Chartered MANHATTAN S$500 Card

Looking to start off small? Then sign up for Standard Chartered MANHATTAN S$500. 

As the name suggests, it offers a maximum of S$500 limit. You will be rewarded with a 0.25% cashback for your spendings. Although the cashback rate seems low, you could still save some money with this credit card. 

The annual fee is S$32.10 which will be waived for the first year of use. On average, it will be a great start for students or young adults who are learning the ropes of managing their finances. 

Moreover, there is no cap on your earnings, thus giving you the full potential of making the best use of this credit card. 

Start Your Financial Journey With The Right Student Credit Card 

The life of a college student comes with new responsibilities, and kickstarting your financial journey should top the list. Instead of avoiding credit cards like a plague, students can make use of these student credit cards to learn how to make the right choices and be mindful of their finances.