Any Singaporean will know that this island is a food paradise. You can get anything from local delights to foreign delicacies. Although the current pandemic situation has caused many of us to remain indoors, it has opened new opportunities for online food deliveries. From Foodpanda to Deliveroo, there are simply too many online food delivery options that you can order your food from.

The excitement of ordering food online is not only limited to the food delivery services. With the right credit card, you can enjoy additional perks that can help you save money. There are incredible discounts and promotional codes that you can use when you own a credit card. 

If you are looking for a credit card to ease your food expenses, here’s a list of the best food delivery credit cards in Singapore. 

HSBC Revolution Credit Card

With HSBC Revolution Credit Card, you get to enjoy your food via online orders with additional bonuses. This card comes with 10X points from HSBC for your online spends which include food delivery, flight ticket bookings, and contactless payments using Visa PayWave and Apple Pay. You can easily earn 9,000 reward points every month as your monthly expenses go beyond S$1,000.

Deliveroo

If you are a new user of Deliveroo, you get to enjoy S$4 off on your first three orders for a minimum of S$20 using this card. 

WhyQ

WhyQ is the latest online food delivery service that is getting trendy in Singapore. And as a new user to this HSBC card, you will benefit from S$5 off for your first two orders with only a minimum spend of S$10 on WhyQ. In addition, you can also get a delivery discount of S$3 when you spend at least S$15. 

Besides that, your privileges include no cap on rewards earned and yearly annual credit card fee waived off throughout your use. For every Singapore dollar that you spend online, you can earn four air miles. Not to forget, you can also get travel insurance up to S$300,000 when you use this card. 

Annual Interest Fee and Rate

Free / N/A

Minimum Income Requirements

Singaporean/Permanent Resident: S$30,000

Non Singaporean: S$40,000

SIGN UP NOW! 

 

POSB Everyday Card

There are exclusive promotional deals on Foodpanda and Deliveroo for new POSB Everyday Credit Card users. You can enjoy up to 8% cash rebates with this card for not only online food delivery, but also online shopping. 

Foodpanda

If you are thinking of using Foodpanda, new POSB credit card users get S$8 off for a minimum spend of S$15 for your first two orders. Plus, you get one free Foodpanda delivery! For other online food delivery options, you get 3% cash rebates. 

Other than that, you can also use this credit card for online shopping on Amazon.sg, Sheng Siong and Watsons. With a cash rebate rate ranging from 3% to 5%, you can easily earn S$800 every month. The good news is that your cash rebates will not expire. Hence, you get to offset your purchases at more than 200 outlets via DBS PayLah app at your convenience.

Annual Interest Fee and Rate

S$192.60 / 26.80%

Minimum Income Requirements

Singaporean/Permanent Resident: S$30,000

Non Singaporean: S$45,000

SIGN UP NOW! 

 

OCBC 365 CREDIT CARD

Grab this chance to get the most out of your food delivery expenses with OCBC 365 Credit Card. There’s a 6% cashback reward for your daily spend on food. Do you spend more than S$800 per month? Then you can earn the maximum rewards through this card. 

WhyQ

Being a new user to this credit card and WhyQ, you can get hold of 50% off your first order with only a minimum of S$8. Every month, you can receive two discounts worth of S$4 on your online orders above S$25. 

Foodpanda and Deliveroo

You can also earn 6% cashback from your online food orders via Foodpanda and Deliveroo. There are also drinks discounts up to 30% at selected hotels and resorts. 

Other privileges include 5% cashback on fuels at all petrol stations in the island and abroad. If you prefer to shop your groceries online, this card comes with a 3% cashback rate at places like Redmart, FairPrice Online and Honestbee. If you are a big spender on groceries, you can earn S$80 every month from your grocery shopping online. 

This credit card further rewards you with two years annual fee waived. And, if you are capable of spending S$10,000 every year, you don’t have to worry about paying your annual fee after that. 

Annual Interest Fee and Rate

S$192.60 / 26.88%

Minimum Income Requirements

Singaporean/Permanent Resident: S$30,000

Non Singaporean: S$45,000

SIGN UP NOW! 

Citi Cash Back Credit Card

With the high competition among other credit cards, Citibank comes with Citi Cash Back Credit Card which offers you various discounts on online food delivery. With a minimum spend of S$800 per month, you can earn cashback up to S$960 per year. 

WhyQ

For new customers of WhyQ, you get S$4 off for the first two orders more than S$8 each. If you are an existing Citibank credit card user, you get a 30% discount for every two orders worth S$20 each. 

Deliveroo

There are also Deliveroo promotion deals for new Citibank credit card holders. The first three orders on Deliveroo will get you a S$4 discount for orders more than S$20. And if you are new to Foodpanda, enjoy S$8 discount on two orders more than S$15. 

Citibank has partnered with several hotels which can earn you discounts from 10% to 20% when you dine in. You can also enjoy incredible discounts on certain restaurants under the ongoing promotions by Citibank. There is an 8% cashback for grocery purchases as well. Therefore, you can use this card for your daily routine too. 

Annual Interest Fee and Rate

S$192.60 / 26.90%

Minimum Income Requirements

Singaporean/Permanent Resident: S$30,000

Non Singaporean: S$42,000

SIGN UP NOW! 

 

UOB One Credit Card

This credit card is your opportunity to enjoy food delivery discounts from Foodpanda, Deliveroo and WhyQ. With the lowest minimum spend of S$500 per month, you can earn up to 3.33% cash rebate. And for expenses beyond S$2,000, you are immediately rewarded with a cash rebate worth of 5%! 

Foodpanda

Whether you are a new or existing UOB credit card holder, you get to enjoy discounts up to 20% on 1,500 Foodpanda orders. 

Deliveroo

If that is not enough, you also get to enjoy a Deliveroo rebate of S$4 on three meals more than S$20. This redemption applies for 2,000 orders online. For orders more than S$30, you can enjoy S$6 off your payment. 

WhyQ

WhyQ promotions include S$5 off for 10,000 orders which are more than S$8. This gives you enough opportunity to enjoy online food delivery from the comforts of your home. 

Besides these benefits, you can also enjoy up to 10% rebate at Shopee, Dairy Farm, Cold Storage, 7-Eleven, Guardian and many more with your first year annual fee waived. 

The cashback you earn is not limited to any categories. This will be an ideal credit card if you prefer earning more while spending less. 

Annual Interest Fee and Rate

S$192.60 / 25.90%

Minimum Income Requirements

Singaporean/Permanent Resident: S$30,000

Non Singaporean: S$80,000

SIGN UP NOW! 

 

Satisfy your cravings with the perfect food delivery credit card

You can certainly enjoy eating Singapore’s best meals as you can save money when you pay using a credit card. From delivery charges discounts to cashback earnings, you will be saving money as you spend them.