OCBC Frank Card

Annual Fee : $80

Interest Rate : 26.88%

Minimal Income :

Citizen $30,000 Not Citizen $45,000

Apply now at OCBC Secure Site

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Bank

OCBC

Annual Fee

$80

Fee Waiver

Available

Interest Free Period

23 days

Interest Rate

26.88%

Minimum Monthly Payment

3% or S$50, whichever is higher

Over Limit Fee

N/A

Minimum Income This Country

$30,000

Minimum Income Not This Country

$45,000

Late Payment Fees

S$100

Foreign Currency Transaction Fee

3.00%

Cash Advance Transaction Fee

6% or $15, whichever is higher

Wairless Payment

Visa payWave, NETS FlashPay, Apple Pay, Samsung Pay, Google Pay

Great for

Cash Back

6% rebate on online shopping
3% rebate on first 2 top-ups for NETS FlashPay Auto Top-Up
0.3% rebate on everything else
Up to 5% rebate for entertainment
S$60 monthly capped rebate with monthly offline min. spend of S$400 (excludes online and NETS FlashPay Auto Top-Up spend)

Online Shopping

6% rebate on online shopping
0.3% rebate on everything else
S$60 monthly capped rebate with monthly offline min. spend of S$400 (excludes online and NETS FlashPay Auto Top-Up spend)
Enjoy 6.6% cash back on Puma and Under Armour via RebateMango. Valid till 31 Dec 2019

Entertainment

Earn 5% rebate on weekend entertainment (Fri-Sun) and 3% on weekday entertainment (Mon-Thur)
S$60 monthly capped rebate with monthly offline min. spend of S$400 (excludes online and NETS FlashPay Auto Top-Up spend)

Other Credit Cards

Bank of China Zaobao Credit Card

Annual Fee : $203

Interest Rate : 26.88%

Minimal Income : * Citizen $30,000 - Not Citizen $60,000

DBS Esso Card

Annual Fee : $193

Interest Rate : 26.88%

Minimal Income : * Citizen $30,000 - Not Citizen $45,000

DBS Black Visa Card

Annual Fee : $193

Interest Rate : 26.88%

Minimal Income : * Citizen $30,000 - Not Citizen $45,000