OCBC 365 Credit Card

OCBC 365 Credit Card

Annual Fee : $193
Interest Rate : 26.88%
Minimal Income :
Citizen Not Citizen
OCBC
$193
Available
23 days
26.88%
3% or S$50, whichever is higher
N/A
$30,000
$45,000
S$100
3.00%
6% or $15, whichever is higher
Visa payWave, Apple Pay, Samsung Pay, Google Pay

Cash Back

  • 6% cashback on local and overseas dining, everyday
  • 6% cashback on online food delivery e.g. Deliveroo and Foodpanda
  • Up to 23% fuel savings at Caltex stations
  • 3% cashback on local, overseas and online groceries e.g. Redmart, FairPrice Online and Honestbee
  • 3% cashback on local and overseas private hire rides e.g. Grab, ComfortDelGro, Go-jek
  • 3% cashback on online air, cruise, hotel and tour bookings e.g. Agoda and Airbnb
  • 3% cashback on recurring telco and electricity bills
  • 0.3% cashback on everything else

Petrol

  • Up to 23% discount at Caltex: 16% upfront discount on Platinum 98 with Techron® Caltex + 4.2% cashback with min. S$800 spend + 2.8% cashback with min. S$300 nett fuel spend.
  • Up to 20.4% discount at Esso: 14% upfront discount + 4.3% cashback with min. S$800 spend + 2.1% cashback with min. S$200 nett fuel spend.
  • 5% cashback on fuel spend at all petrol service stations locally and overseas

Dining

  • 6% cashback on local and overseas dining, everyday
  • 6% cashback on online food delivery e.g. Deliveroo and Foodpanda
  • Min. spend of $800/month, cap S$80/month

Grocery

  • 3% cashback on local and overseas groceries
  • 3% cashback on online local and overseas groceries e.g. Redmart, FairPrice Online and Honestbee
  • Min. spend of $800/month, cap S$80/month

Other Credit Cards
UOB Lady's Card
UOB Lady's Card
Annual Fee : $193
Interest Rate : 26.88%
Minimal Income : * Citizen $30,000 - Not Citizen $40,000
American Express CapitaCard
American Express CapitaCard
Annual Fee : $171
Interest Rate : 26.88%
Minimal Income : * Citizen $30,000 - Not Citizen $60,000
DBS Black Visa Card
DBS Black Visa Card
Annual Fee : $193
Interest Rate : 26.88%
Minimal Income : * Citizen $30,000 - Not Citizen $45,000