NTUC Plus! Visa Credit Card

Annual Fee : N/A

Interest Rate : 26.76%

Minimal Income :

Citizen $30,000 Not Citizen $45,000

Apply now at OCBC Secure Site

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Bank

OCBC

Annual Fee

N/A

Fee Waiver

Available

Interest Free Period

23 days

Interest Rate

26.76%

Minimum Monthly Payment

3% or S$50, whichever is higher

Over Limit Fee

N/A

Minimum Income This Country

$30,000

Minimum Income Not This Country

$45,000

Late Payment Fees

S$100

Foreign Currency Transaction Fee

3.00%

Cash Advance Transaction Fee

6% or $15, whichever is higher

Wairless Payment

Visa payWave, Apple Pay, Samsung Pay, Google Pay

Great for

Petrol

Up to 18.5% Discount at Esso and earn 2.2% Smiles savings
Up to 18% Discount at Caltex: 5% Site Discount + 13% NTUC Plus! Card Discount + 0.2% LinkPoints rebate and earn 3 LinkPoints for every litre of fuel (valid till 30 Jun 2019)

Grocery

Up to 12% rebates at FairPrice stores and Warehouse Club with salary credit

Online Shopping

Up to 8% rebates at FairPrice Online

Shopping

Enjoy 3% rebates at Popular and Cheers
Earn 0.22% LinkPoints rewards on all Visa spend outside FairPrice supermarkets

Other Credit Cards

American Express Platinum Credit Card

Annual Fee : $321

Interest Rate : 26.76%

Minimal Income : * Citizen $50,000 - Not Citizen $60,000

Standard Chartered Unlimited Cashback Credit Card

Annual Fee : $193

Interest Rate : 26.76%

Minimal Income : * Citizen $30,000 - Not Citizen $60,000

BOC Elite Miles World MastercardÂ®

Annual Fee : $203

Interest Rate : 26.76%

Minimal Income : * Citizen $30,000 - Not Citizen $60,000