HSBC Advance Credit Card

Annual Fee : $193

Interest Rate : 25.90%

Minimal Income :

Citizen $30,000 Not Citizen $40,000

Compare

Bank

HSBC

Annual Fee

$193

Fee Waiver

Available

Interest Free Period

20 days

Interest Rate

25.90%

Minimum Monthly Payment

3% or S$50, whichever is higher

Over Limit Fee

$40

Minimum Income This Country

$30,000

Minimum Income Not This Country

$40,000

Late Payment Fees

S$55

Foreign Currency Transaction Fee

2.80%

Cash Advance Transaction Fee

6% or $15, whichever is higher

Wairless Payment

Visa payWave, Apple Pay

Great for

1.5% Cash Back on all purchases with no minimum spend / 2.5% Cash Back on all purchases with $2,000 minimum spend per month. Capped at $70 per month
For HSBC Advance banking customers: 2.5% Cash Back on all purchases with no minimum spend / 3.5% Cash Back on all spend with S$2,000 minimum spend per month. Capped at S$125 per month
1st year principal card annual fee waiver for non-HSBC Advance banking customers / Perpetual principal card annual fee waiver for HSBC Advance banking customers
Perpetual supplementary card annual fee waiver

1.5% Cash Back on all purchases with no minimum spend / 2.5% Cash Back on all purchases with $2,000 minimum spend per month. Capped at $70 per month
For HSBC Advance banking customers: 2.5% Cash Back on all purchases with no minimum spend / 3.5% Cash Back on all spend with S$2,000 minimum spend per month. Capped at S$125 per month