DBS Esso Card

Annual Fee : $193

Interest Rate : 26.80%

Minimal Income :

Citizen $30,000 Not Citizen $45,000

Apply now at DBS Secure Site

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Bank

DBS

Annual Fee

$193

Fee Waiver

Available

Interest Free Period

20 days

Interest Rate

26.80%

Minimum Monthly Payment

3% or S$50, whichever is higher

Over Limit Fee

$40

Minimum Income This Country

$30,000

Minimum Income Not This Country

$45,000

Late Payment Fees

S$100

Foreign Currency Transaction Fee

3.00%

Cash Advance Transaction Fee

6% or $15, whichever is higher

Wairless Payment

MasterCard PayPass, Apple Pay, Samsung Pay, Google Pay

Great for

Petrol

Up to 21.2% fuel savings (18% instant fuel savings + S$7 Additional Savings)
Free fuel when you convert your shopping, dining and all retail spend into Smiles Points
S$10 charged outside of Esso = 1 Smiles Point
S$30 fuel voucher = 750 Smiles Points

Dining

Free fuel when you convert your shopping, dining and all retail spend into Smiles Points
S$10 charged outside of Esso = 1 Smiles Point
S$30 fuel voucher = 750 Smiles Points

Shopping

Free fuel when you convert your shopping, dining and all retail spend into Smiles Points
S$10 charged outside of Esso = 1 Smiles Point
S$30 fuel voucher = 750 Smiles Points

Other Credit Cards

UOB YOLO Credit Card

Annual Fee : $193

Interest Rate : 26.80%

Minimal Income : * Citizen $30,000 - Not Citizen $40,000

HSBC Visa Infinite Credit Card

Annual Fee : $650

Interest Rate : 26.80%

Minimal Income : * Citizen $120,000 - Not Citizen $120,000

POSB Everyday Card

Annual Fee : $193

Interest Rate : 26.80%

Minimal Income : * Citizen $30,000 - Not Citizen $45,000