
Public Bank Visa Gold Credit Card
Annual Fee :
RM150.00
Interest Rate :
15% p.a.
Minimal Income :
Citizen
Public Bank
21
RM150.00
15% p.a.
RM2,000.00
Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
18% per annum on cash advance amount
Groceries
- 0.7% cashback if total monthly spending is RM30,001 and above
- 0.6% cashback if total monthly spending is between RM10,001 – RM30,000
- 0.5% cashback if total monthly spending is between RM3,001 – RM10,000
- 0.3% cashback if total monthly spending is RM3,000 and below
Shopping
- 0.7% cashback if total monthly spending is RM30,001 and above
- 0.6% cashback if total monthly spending is between RM10,001 – RM30,000
- 0.5% cashback if total monthly spending is between RM3,001 – RM10,000
- 0.3% cashback if total monthly spending is RM3,000 and below
Entertainment
- 0.7% cashback if total monthly spending is RM30,001 and above
- 0.6% cashback if total monthly spending is between RM10,001 – RM30,000
- 0.5% cashback if total monthly spending is between RM3,001 – RM10,000
- 0.3% cashback if total monthly spending is RM3,000 and below
Dining
- 0.7% cashback if total monthly spending is RM30,001 and above
- 0.6% cashback if total monthly spending is between RM10,001 – RM30,000
- 0.5% cashback if total monthly spending is between RM3,001 – RM10,000
- 0.3% cashback if total monthly spending is RM3,000 and below
Petrol
- 0.7% cashback if total monthly spending is RM30,001 and above
- 0.6% cashback if total monthly spending is between RM10,001 – RM30,000
- 0.5% cashback if total monthly spending is between RM3,001 – RM10,000
- 0.3% cashback if total monthly spending is RM3,000 and below
Other Credit Cards

Hong Leong American Express Platinum
Annual Fee :
RM800.00
Interest Rate :
15% p.a.
Minimal Income :
* Citizen
RM5,000.00

RHB Cash Back Credit Card
Annual Fee :
RM74.20
Interest Rate :
15% p.a.
Minimal Income :
* Citizen
RM2,000.00

CIMB Visa Signature
Annual Fee :
Free
Interest Rate :
15% p.a.
Minimal Income :
* Citizen
RM5,000.00