Bank Rakyat Platinum Explorer Card
Annual Fee :
Free
Interest Rate :
13.5% p.a.
Minimal Income :
Citizen
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21 and above
Free
20 days
13.5% p.a.
RM50 or 5% of outstanding amount, whichever is higher
RM5000
Privileges
- 5% cash back for all airlines and hotel bookings
- Three (3) times complimentary access a year to all Plaza Premium Lounge in Malaysia
- No annual fees
- No mark-up rate for overseas transactions. (NO additional fees on currency exchange for overseas transactions)
- Free Group Family Takaful Coverage and ‘Khairat Kematian’. Coverage includes guaranteed repayment of outstanding finances accrued through Credit Card-i usage.
- No compounding element.
- Low profit rate under the Credit Card-i Tiered Pricing Structure.
Tier Criteria Yearly Profit Rate Tier 1: Minimum payment received before or on the Due Date for 9 months consecutively. Non-Bank Rakyat Share Member 13.5 % Bank Rakyat Share Member 13.0 % Tier 2: Minimum payment received before or on the Due Date for 6 months or more within 9 months period. Non-Bank Rakyat Share Member 17 % Bank Rakyat Share Member 15.5 % Tier 3: Does not meet the above conditions for Tier 1 and Tier 2. Non-Bank Rakyat Share Member 18 % Bank Rakyat Share Member 17 %
- Note: The tiered pricing is not applicable for Bank Rakyat staff.
- Rakyat Rewards 1 point is given to cardholder every RM10 spent. The point would then be converted to cash at the rate of RM0.10 per 10 points.
- Zakat payment – Card is accepted for zakat payment.
- Discount for Mail Order/ Telephone Order (MOTO): Privileges and special discounts under the Bank’s MOTO program. The program promotions will be sent together with the monthly Credit Card-i statement from time to time. Note:
- Transactions at non-halal merchants will be declined.
- Overseas Transaction and Online Purchase : For security purpose, please contact our Bank Rakyat Card Centre at 03-2693 6880 before made any overseas and/or online transactions.
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