Bank Rakyat Muslimah Card
Annual Fee :
Free
Interest Rate :
13.5% p.a.
Minimal Income :
Citizen
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21 and above
Free
WAIVED with NO condition
20 days
13.5% p.a.
RM2000
The Muslimah Card is the latest Credit Card-i issued by Bank Rakyat specifically for women. It is the one and only shariah-compliant Credit Card-i for women in Malaysia.
Privileges
- Annual Fee: WAIVED with NO condition.
- NO compounding element.
- FREE Group Family Takaful Coverage and ‘Khairat Kematian’. Coverage includes guaranteed repayment of outstanding finances accrued through Credit Card-i usage.
- 0% Mark Up Rate for overseas transactions (NO additional fees on currency exchange for overseas transactions).
- 0% Instalment Plan facility for retail purchases of RM1,000 & above.
- NO Processing Fee
- NO Penalty Charge for full settlement
- Birthday Rewards*
- LOW profit rate under the Credit Card-i Tiered Pricing Structure.
| Tier | Criteria | Yearly Profit Rate |
| Tier 1: Minimum payment received before or on the Due Date for 9 months consecutively. | Non-Bank Rakyat Share Member | 13.5 % |
| Bank Rakyat Share Member | 13.0 % | |
| Tier 2: Minimum payment received before or on the Due Date for 6 months or more within 9 months period. | Non-Bank Rakyat Share Member | 17 % |
| Bank Rakyat Share Member | 15.5 % | |
| Tier 3: Does not meet the above conditions for Tier 1 and Tier 2. | Non-Bank Rakyat Share Member | 18 % |
| Bank Rakyat Share Member | 17 % |
- Rakyat Rewards
1 point is given to cardholder every RM10 spent. The point would then be converted to cash at the rate of RM0.10 per 10 points.
- Profit Rebate (Tabung Rakyat Rewards).The rebate schedule as per below:
| Descriptions | Year 1 | Year 2 | Year 3 |
| Auto Debit facility | 0.5 % | 0.5 % | 0.5 % |
| Good Paymaster | 1.0 % | 1.0 % | 1.5 % |
| Other Bank Rakyat Financing Facility | 0.5 % | 1.0 % | 1.0 % |
| Total Rebate (Tabung Rakyat Rewards) |
2.0 % | 2.5 % | 3.0 % |
- Zakat payment– Card is accepted for zakat payment.
- Discount for Mail Order/ Telephone Order (MOTO):
Privileges and special discounts under the Bank’s MOTO program. The program promotions will be sent together with the monthly Credit Card-i statement from time to time.
Note:
- Transactions at non-halal merchants will be declined.
- Overseas Transaction and Online Purchase : For security purpose, please contact our Bank Rakyat Card Centre at 03-2693 6880 before made any overseas and/or online transactions.
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Annual Fee :
Free
Interest Rate :
13.5% p.a.
Minimal Income :
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Annual Fee :
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Interest Rate :
13.5% p.a.
Minimal Income :
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