
Alliance Bank Basic Card
Annual Fee :
FREE
Interest Rate :
15% p.a.
Minimal Income :
Citizen
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21
FREE
FREE
15% p.a.
RM2000
Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
18% per annum on cash advance amount
Groceries
- Exclusive privilege and discount at participating merchants
Shopping
- Exclusive privilege and discount at participating merchants
Dining
- Exclusive privilege and discount at participating merchants
Entertainment
- Exclusive privilege and discount at participating merchants
Travel
- Exclusive privilege and discount at participating merchants
Other Features
-
Balance Transfer*
- 6 months: 6.99% per annum; min. transfer RM3,000; 0% one-time upfront fee*
- 12 months: 6.00% per annum; min. transfer RM1,000; 0% one-time upfront fee*
- 18 months: 7.99% per annum; min. transfer RM1,000; 0% one-time upfront fee*
-
24 months: 9.88% per annum; min. transfer RM1,000; 0% one-time upfront fee*
-
Instalment Plan
- 0% interest Installment Payment Plan at all participating merchants
Other Credit Cards
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Citi Prestige Credit Card
Annual Fee :
RM1,000.00 (Including 0% GST)
Interest Rate :
15% p.a.
Minimal Income :
* Citizen
RM16,670.00

Maybank Islamic Ikhwan Visa Infinite
Annual Fee :
RM800.00
Interest Rate :
15% p.a.
Minimal Income :
* Citizen
RM8,334.00

AFFIN ISLAMIC Mastercard Gold
Annual Fee :
Free*
Interest Rate :
15% p.a.
Minimal Income :
* Citizen
RM2,500/month